Who is paying?

Who is paying?

Actual loan amounts and affordability criteria will differ across lenders. Your home may be repossessed if you do not keep up repayments on a mortgage.

Based on your monthly repayment budget, you may be able to borrow up to
23,000
Annual rate of 3.90% over 25 years, based on a repayment mortgage



To qualify for a mortgage of £23,000, lenders will typically require a gross annual income of
6,000 to 8,000

Our estimate is based on a single income multiple of 3.202.50 to 4.50 3.50, and is subject to the lender's lending criteria.


 

Illustrative property price (including your deposit)
23,000

Lenders typically require a deposit of at least 5% of the property price Your deposit of £100,000 represents 25.8% of the illustrative property price range, or an LTV (loan to value) of 74.2%


 

Our easy to use affordability calculators will help you to figure out what you can comfortably afford to borrow. It will also give you an estimated monthly mortgage cost for your borrowing range.

If you know the price of the home you are interested in, you can use our interactive mortgage repayment calculator to estimate your monthly mortgage repayments, and play around to see how interest rate changes.

Actual loan amounts and affordability criteria will differ across lenders. Your home may be repossessed if you do not keep up repayments on a mortgage.

You might be offered a mortgage of
57,000 to 81,000
This range is an estimate, designed to help you understand what a lender might offer you. Our estimate is based on a single income multiple of 3.202.50 to 4.503.50, and is subject to the lender's lending criteria. Make sure you obtain accurate figures from your lender before committing to any mortgage.


 

Estimated monthly repayment
310 to 430 per month
Annual rate of 3.90% over 25 years, based on a repayment mortgage


Illustrative property price (including your deposit)
67,000 to 91,000
Lenders typically require a deposit of at least 5% of the property price Your deposit of £100,000 represents 25.8% to 25.8% to of the illustrative property price range, or an LTV (loan to value) of 74.2% to 25.8%


 

Our easy to use affordability calculators will help you to figure out what you can comfortably afford to borrow. It will also give you an estimated monthly mortgage cost for your borrowing range.

If you know the price of the home you are interested in, you can use our interactive mortgage repayment calculator to estimate your monthly mortgage repayments, and play around to see how interest rate changes.

Who is paying?

Actual loan amounts and affordability criteria will differ across lenders. Your home may be repossessed if you do not keep up repayments on a mortgage.

523 per month
Annual rate of 3.90% over 25 years, based on a repayment mortgage


To qualify for a mortgage of £23,000, lenders will typically require a gross annual income of
6,000 to 8,000
Our estimate is based on a single income multiple of 3.202.50 to 4.503.50, and is subject to the lender's lending criteria.




Illustrative property price (including your deposit)
74.2

Lenders typically require a deposit of at least 5% of the property price.
Your deposit of £100,000 represents 25.8% of the illustrative property price range, or an LTV (loan to value) of 74.2%

Our easy to use affordability calculators will help you to figure out what you can comfortably afford to borrow. It will also give you an estimated monthly mortgage cost for your borrowing range.

If you know the price of the home you are interested in, you can use our interactive mortgage repayment calculator to estimate your monthly mortgage repayments, and play around to see how interest rate changes.

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