Recovery Loan Scheme

Residential Second Charge Loan

SDLT Cut Announced - Stamp Duty Holiday! 31 March 2021 Hurry up!

Development Exit 0.55% 70% LTV

Buy To Let for International residents 3.90% 2 Year Fixed Rate 65% LTV No EPC

Buy To Let 2.50% 2 Year Discount Rate 80% LTV. BTL 2.70% 2 Year Fixed Rate 80% LTV

Commercial Mortgage over 15 years 2.5% + base 80% of PP

Announcement! Apply for a Coronavirus Business Loan (CBILS)- Borrow £50,001 to £500,000 and pay Nothing for 12 months

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A second charge is an alternative to a standard first charge re-mortgage. If your client has a low interest rate or early redemption charges on their current mortgages then conducting a re-mortgage may not be the best way to go. Borrowers should be made aware this is an additional charge against their property.

Money can be raised for any personal reasons such as debt consolidation, home improvements, Expanding a property portfolio, Purchasing a car, holidays, school fees, tax bills, business purposes and assisting with investment property purchases.

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